Credit Analyst Certification - Session I

The Credit Analyst Certification Program (CACP) is designed to address the needs of beginning credit analysts and reinforce the credit skills of current credit analysts in all aspects of credit analysis. CACP will provide credit analysts with the foundation required to succeed in commercial credit analysis and to develop into a possible lending position. The program starts with an understanding of accounting fundamentals, which is essential for applying sound financial statements and credit analysis.  It then proceeds with fundamental credit analysis to determine the five vital financial factors for each economic unit: liquidity, leverage, asset management capability, operating performance, and cash flow. The CACP will conclude by demonstrating advanced credit analysis, including networking investment analysis utilized in short-term loan structuring, advanced cash flow analysis, financial forecasting, sustainable growth analysis, and writing a practical credit memorandum. The focus will primarily be on commercial and industrial borrowers, and the course will use multiple case studies to reinforce learning.

Participants must attend all six days of training to complete certification.