Contact: Reid Mohen
College Ave Student Loans is a provider of private college student loans. Our mission is simple – to provide the best student loan experience with a simplified process. We provide loans for both graduate and undergraduate college students.
Contact: Kirk Anderson, 2031 11th Avenue South, Birmingham, Alabama 35205
Phone: 734-812-1150 Toll-Free: 1-877-242-9751
EBS is a marketing, consulting, and service firm that specializes in the administration and placement of Bank Owned Life Insurance (BOLI) programs. Take a new look at BOLI as an alternative asset to improve earnings this year. EBS provides its comprehensive services through a team of qualified professionals in-house with vast experience in insurance and public accounting. With turmoil in the financial markets, EBS can help banks assess insurance carriers, credit quality and performance of BOLI.
Specializing in the administration and placement of BOLI. Explore Bank Owned Life Insurance as a valuable asset to improve earnings this year.
Contact: Richard Camardo, 7355 California Avenue, Boardman OH 44512
FiNet provides a network of merchant payment processing services to community banks throughout the country. Our staff and management team have over 140 years of merchant services experience and understand what it takes to create and maintain a successful program within the community bank space.
Just as importantly, we take pride in ensuring that each bank partner has a merchant services program that compliments their unique circumstances within their community, all while maximizing the program's efficiency and revenue opportunities and minimizing the bank's exposure to liability.
Best of all, we'll stand behind our program with an unprecedented level of ongoing training and marketing support. And our sales and customer service teams will provide the same friendly and prompt "first-name-basis" service your customers have grown to expect.
Share in the revenue of your merchants' credit card processing services at your choice of 25% or 55% with no liability to the bank.
Contact: Julie Hanson, 1615 L Street NW, Suite 900, Washington, DC 20036,
Phone: 1-800-242-4770 ext. 4369
ICBA Bancard/TCM Bank provide community banks access to competitive credit, debit and merchant processing options (as a direct issuer or agent issuance). Bancard and TCM Bank help client banks strengthen their consumer and small business relationships through comprehensive care management tools including turnkey marketing programs, a profitability reporting service, an exclusive Fraud Loss Protection program, payments industry education and operational support. Credit card portfolio valuation, consultation and purchase options are also available.
Contact: Jim Reber, President/CEO, 775 Ridge Lake Blvd., Suite 175, Memphis, TN 38120
ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Vining Sparks. Included are traditional debt securities, interest rate products, whole loans, M&A and bank valuation services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products. ICBA Securities, a wholly-owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals. ICBA Securities is the only broker/dealer owned by the community banking industry.
Contact: Bryan P. Wallace
Insurance Marketing and Administration Company (IMAC) offers direct marketed Customer Appreciation programs including a “Thank You” Accidental Death & Dismemberment (AD&D) program and a Hospital Accident Protection (HAP) program. These customer appreciation/retention programs offer complimentary AD&D insurance and a hospitalization/accident insurance supplement to your checking account customers. The bank’s insurance agency earns ongoing commission income on policies and upgrade purchases that customers make through these direct marketing programs.
IMAC picks up the cost of mailing and program administration.
Contact: Chris Melton, Regional Director of Business Development
Ameriprise Financial Institutions Group (AFIG) specializes in partnering with financial institutions to help their clients reach their financial goals through on site investment programs. You'll have the opportunity to create new revenue streams and increase loyalty among your important clients. Leveraging our expertise and resources, we can help you deepen your long-term client relationships and solidify your position as a full service financial leader in you market
Insurance and financial non-deposit products and services are quickly becoming expected in a community bank - especially for younger bank customers.
Contact: James Harvin
Most banks across the country have established operating subsidiaries licensed for insurance including over 95% of the banks in Michigan.
The formation of an operating subsidiary licensed for insurance creates a platform to add valuable products and services that assist customers, support key bank initiatives and generate material levels of immediate non-interest revenue.
CBM has fronted legal fees and can quickly and cost effectively form an operating subsidiary which would include:
Contact: Ricki Dagosta
QwickRate has originated non-brokered CD funding in 1986. Since then, they have created an entire array of additional products, services and tools to help community banks become more efficient – at funding, analytics and research, surpassing examiner expectations, and more!
Contact: Richard Carlson, 550 Continental Blvd., Suite 120, El Segundo, CA 90245
SBA Complete is the most experienced outsourced SBA Lending operations provider in the country. Our national team helps financial institutions avoid the headaches of building and managing SBA 7(a), 504, and USDA lending programs with a full-service model that includes loan fulfillment from underwriting to close, loan guaranty sales management, servicing, due diligence and file reviews.
Contact: Mike Kulka
PM Environmental is an environmental risk expert focused on business-minded solutions. PM Environmental has over 25 years of experience in consulting and managing a wide variety of environmental, engineering, industrial hygiene, energy and development projects. Ranked the #1 environmental consulting and engineering services company in Michigan and in the top 20 nationally, PM's services include Risk Reviews, Transaction Screens, Phase I & II Environmental Site Assessments, Property Condition Assessments, Brownfield Redevelopment, Site Remediation, Environmental Compliance Audits, Industrial Hygiene, Underground Storage Tank Management, LEED and Energy Auditing Services, and more. PM has offices throughout the United States and provides services nationwide.
Contact: Bryan P. Wallace
Seattle Specialty Insurance Services, Inc. is the largest of national providers of insurance coverage and specialized services to the community banking industry. Specializing in Lender Placed Hazard, Flood, and Collateral Protection Insurance, Seattle Specialty has been providing innovative insurance products and exceptional insurance tracking services since 1992 and is the industry leader in collateral insurance compliance.
Industry leading internet based software provided at no charge to the bank saves FTE time and expense and facilitates compliance.
Contact: Andrew Huth, N41W32815 Neptune Bight, Nashotah, WI 53058
Phone: 309-678-9021 Toll Free: 1-800-278-8150
SHAZAM is a national member-owned debit network, processor and core provider delivering choice and flexibility to community financial institutions throughout the U.S. since 1976. SHAZAM is a single-source provider of the following services: credit card, debit card, core, fraud, marketing, merchant and more. Learn more at shazam.net, and follow @SHAZAMNetwork.
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