Community Bankers Insurance Agency (CBIA) is a fully licensed operating insurance agency dedicated to the insurance needs of community banks and associate members of Community Bankers of Michigan.

CBIA is committed to commission sharing on all programs with licensed bank or corporate owned agencies, except where prohibited by law or regulation.

Through formal partnership with established and fully vetted insurance companies and specialty insurance agencies and providers, CBIA offers insurance services in the following areas:

Employee Benefits 
Partnering with a benefit insurance provider offering competitive products, exceptional service and a 97% retention rate among customers, CBM offers a superior employee benefit option.  

Also available with our partner:
Ancillary and Voluntary Benefits
Dental,
Vision,
Life,
Long and Short Term Disability, etc.
Internet based employee enrollment and compliance portal

CBM offers other insurance options for your bank:

Lender Placed Insurance
Insurance Solutions for all your portfolio needs:  Residential and commercial mortgages, consumer loans and other financed collateral.
Products:  Hazard, Flood, Property and Liability 
Administration: Internet based insurance management system to compliment your loan tracking efforts
Collateral insurance management internal servicing process and compliance review

Bank and Corporate Insurance
Placement and Consulting
Bond, D&O, Package, etc.
Cyber - placement and consulting

Revenue Generating Opportunities
Direct Marketing
Internet Insurance Portal - Multi-product insurance platform custom produced on the bank website
Term Life Insurance
Checking account enhancement and club programs

Insurance Agency Creation
Operating Subsidiary Formation and Insurance Licensing
Insurance Agency Remediation/Compliance Review
Agency management and revenue enhancement

Contact Bryan Wallace, bryanwallace@cbofm.org - 517-336-4430 or Jim Harvin, jharvin@jlhassociatesllc.com 517-351-4158 for more information on any of these opportunities for your bank.