CBM Preferred Partners

Since 2001, BHG Financial has originated more than $19 billion in loan solutions to top-quality borrowers, which community banks can purchase via the BHG Loan Hub. To date, over 1,600 bank partners have trusted in this program as a proven source of interest income and diversification for their bank.

Contact: Nellie Szczech
Email: nellie@bhg-inc.com
Phone: 315-383-9648

College Ave Student Loans is a provider of private college student loans. Our mission is simple – to provide the best student loan experience with a simplified process. We provide loans for both graduate and undergraduate college students.

Contact: Rachael Ling
Email: rling@collegeave.com
Phone: 302-332-1146

EBS Strategies, LLC is a marketing, consulting, and service firm that specializes in the administration and placement of Bank Owned Life Insurance (BOLI) programs. Take a new look at BOLI as an alternative asset to improve earnings this year. EBS provides its comprehensive services through a team of qualified professionals in-house with vast experience in insurance and public accounting. With turmoil in the financial markets, EBS can help banks assess insurance carriers, credit quality and performance of BOLI. Specializing in the administration and placement of BOLI. Explore Bank Owned Life Insurance as a valuable asset to improve earnings this year.

Contact: Kirk Anderson
Email: kanderson@ebscomp.com
Phone: 734-812-1150

Finet is a trusted partner for community banks throughout Michigan and the United States. Finet specializes in developing comprehensive, powerful and liability-free merchant services programs designed to maximize non-interest revenue and offer business solutions that perfectly complement a bank's core products and services. Our partners have unmatched flexibility and control over the program's design and implementation. They receive exceptional support through their dedicated account representatives, and we provide them with robust program tools, including customized marketing materials. We ensure every bank customer will receive the same level of respect and support they've come to expect from their banking partners. They will have access to the most advanced and innovative payment technology at industry-competitive rates.

Contact: Ron Delisio
Email: rond@finet.net
Phone: 313-754-1360

Main Street Inc. is a privately held, family-owned company based in Birmingham, Alabama dedicated to empowering community banks across America. Specializing in variable data printing and digital solutions, data management, professional services and marketing engagement. Main Street understands the unique needs of financial institutions and their vital role in local communities. With a legacy of trust and innovation, the company provides tailored solutions that help its clients streamline operations, enhance customer engagement, and achieve growth in today’s dynamic financial market. To learn more about the company and stay updated as new products and services are announced, follow us on social media. Main Street, Inc. | Instagram, Facebook | Linktree

Contact: Tom Rice
Email: trice@mainstreetinc.com
Phone: 844-827-0538

ICBA Payments provides community banks access to competitive credit, debit and merchant processing options (as a direct issuer or agent issuance). Bancard and TCM Bank help client banks strengthen their consumer and small business relationships through comprehensive care management tools including turnkey marketing programs, a profitability reporting service, an exclusive Fraud Loss Protection program, payments industry education and operational support. Credit card portfolio valuation, consultation and purchase options are also available.

Contact: Heather Sullivan
Email: heather.sullivan@icba.org
Phone: 1-502-821-4327

ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Stifel. Included are traditional debt securities, interest rate products, whole loans, and M&A and bank valuation services. Stifel also has state-of-the-art asset/liability and bond accounting products. It offers investment banking services through KBW. ICBA Securities, a wholly owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals. ICBA Securities is endorsed by 34 affiliated state banking associations, and is the only broker/dealer owned by the community banking industry.

Contact: Jim Reber, President/CEO
Phone: 800-422-6442
Email: jreber@icbasecurities.com

Insurance Marketing and Administration Company (IMAC) offers direct marketed Customer Appreciation programs including a “Thank You” Accidental Death & Dismemberment (AD&D) program and a Hospital Accident Protection (HAP) program. These customer appreciation/retention programs offer complimentary AD&D insurance and a hospitalization/accident insurance supplement to your checking account customers. The bank’s insurance agency earns ongoing commission income on policies and upgrade purchases that customers make through these direct marketing programs. IMAC picks up the cost of mailing and program administration.

Contact: Kate Angles
Phone: 517-336-4430
Email: kateangles@cbofm.org

JLH Associates - Most banks across the country have established operating subsidiaries licensed for insurance including over 95% of the banks in Michigan. The formation of an operating subsidiary licensed for insurance creates a platform to add valuable products and services that assist customers, support key bank initiatives and generate material levels of immediate non-interest revenue. CBM has fronted legal fees and can quickly and cost effectively form an operating subsidiary which would include:

• Form and license a limited liability company including employer identification number;

• Obtain all required insurance licensing;

• Generate and provide all necessary regulatory notifications;

• Facilitate and conduct senior management focus group to develop a prioritized business plan for the subsidiary.

Consulting services are also available for existing insurance agency performance and operational review. We can also assist in the sale or acquisition of an insurance agency.

Contact: James Harvin
Phone: 517-351-4158
Email: jharvin@jlhassociatesllc.co

QwickRate has originated non-brokered CD funding in 1986. Since then, they have created an entire array of additional products, services and tools to help community banks become more efficient – at funding, analytics and research, surpassing examiner expectations, and more!

Contact: Ricki Dagosta
Phone: 678-797-4067
Email: Ricki.dagosta@qwickrate.com

Seattle Specialty Insurance Services, Inc. is the largest lender placed insurance provider in the U.S. serving the community banking industry through the CBM. As you track insurance for the mortgage loans and other collateral in your portfolio, SSIS has the lender placed insurance products to protect your insurable interest. Contact Kate Angles to learn more.

Contact: Kate Angles
Phone: 517-336-4430
Email: kateangles@cbofm.org

SHAZAM is the only nationwide, independent, member-owned debit network, processor and core provider supporting community banks. Founded in 1976 and headquartered in Iowa, we are a leader in payments and financial technology, with a simple mission: Strengthening financial institutions. Visit us today at www.shazam.net

Contact: Andrew Huth
Email: ahuth@shazam.net
Phone: 309-678-9021