Expense Reduction Guide

Expense Reduction   

HUB Financial Services is a full-service insurance brokerage and risk management consulting company. Our multi-dimensional capabilities allow our financial institution clients to leverage our enterprise insurance services, solutions to improve the lending and insurance process, opportunities to generate non-interest fee income, risk management and employee benefits/executive lines. We currently have over 125 full time employees devoted to our financial institution clients supporting the products, services and sales training we have been providing since 1973.

Contact: Deb McManigle

Phone: 847-420-9136

Email: Debra.McManigle@hubinternational.com

Financial Furnishings, Inc. (FFI) is your discount resource for superior quality desks, workstation systems, seating, filing solutions, and conference and training environments direct from leading furniture manufacturers throughout the Midwest.  Your furniture needs will ship directly from the factory generating substantial savings from published catalog prices.  Single source services include interior space planning, interior decor, procurement and set-up. FFI has expert qualifications to design, specify and furnish every corner of your offices at a substantial discount from catalog prices.

​FFI is your discount resource for superior quality desks, workstation systems, seating, filing solutions, and conference and training environments direct from leading furniture manufacturers throughout the Midwest.

Contact: John Fountain, 9834 Dixie Hwy., Anchorville, MI 48004

Phone: 586-725-5737, FAX: 586-725-5718

Email: ffi@usol.com

Investors Title Insurance Company provides title insurance for home equity loans, exclusively to CBM members at a rate discounted to $45 for each loan under $100,000 and $65 for loans between $100,000-$200,000.  We are also pleased to deliver a multi-bank owned title insurance program to CBM members. Involvement can:

• Result in significant fee income opportunities

• Influence and improve service for the bank and customers

• Capitalize on economy of scale and ensure long term growth

Contact Sky today to learn more about this exciting opportunity.

Contact: Sky Weaver, 2581 Antelope Trail, West Branch, MI 48661

Email: sweaver@invtitle.com

Phone: 989-387-8869, FAX: 989-312-3900

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Lenderful Solutions is a SaaS company based in Birmingham, MI, supporting community banks nationwide with robust point-of-sale solutions.  The solutions include mortgage with prequal express, home equity/HELOC, consumer commercial/small business and reverse mortgage loans.  All solutions are fully white-labeled, customizable, and most importantly...affordable.  With several optional automation add-ons, lenders can expedite the loan process from weeks to days.  Let Lenderful digitize the process so you, as the community banker, can focus on humanizing the experience.  For more information or to schedule a demo, contact Paul.

Contact: Paul Lehnert

Email: plehnert@lenderful.com

Phone: 313-910-3070

Michigan Planners is a full-service employee benefits agency specializing in multi-employer insurance programs for Michigan's banking sector.  Our foundation, growth, and future is rooted in exceeding our clients' service expectations.  For 60 years now, Michigan Planners has provided access to affordable and comprehensive healthcare coverage for individuals as well as small and large businesses with solutions including Group, Individual and Medicare Insurance.  Our approach to the industry recognizes the varying needs of both the employer and the employee, and then customizes our service model to fulfill the needs of both.  Our team is here to support yours throughout the entire plan year - not just at open enrollment.  We do this through client strategy, planning, budgeting, employee education, engagement and support.

Contact: Joellen Wright

Email: jwright@miplanners.com

Phone: 517-281-3688

​​Spry helps you market and manage your brand with absolute efficiency.  To succeed in highly competitive, substance-rooted markets today, you need a brand optimization partner to help your business run as it should.  When we say "brand," we mean any place where any person encounters your business and has the opportunity to have an opinion about that encounter.  When we say "optimization," we mean top-notch conceptual function, and financial efficiencies and the complete integration of creative services, marketing production, and vendor/inventory management.  And when Spry talks about "partner," we mean we operate with absolute transparency, we meet you where you are and do what you need us to do, and we're always looking around corners and thinking about how we can help you succeed.  We're built to engage you where you face your greatest challenges and opportunities and to build with you from there.

​​Contact: Jeff Williams

Email: jeffw@sprybrands.com

Phone: 317-696-2710

SRM has helped 1000+ financial institutions add more than $5 billion of value to their bottom line in areas such as payments, digital transformation, core processing, digital assets and overall operating efficiency.  SRM has lowered costs, created revenue opportunities, increased productivity, and provided a competitive edge for clients in an environment of constant and accelerating change.

Contacts: Scott Eaton

Email: seaton@srmcorp.com

Phone: 952-412-9552

​Trion Solutions, with corporate headquarters in Troy, Michigan, is one of the nation's Top 10 largest Professional Employer Organizations (PEO).  It relieves the stress and burden of payroll and taxes, benefits administration, workers' compensation, regulatory compliance and HR administration for more than 500 client companies - allowing them to remain focused on their core business.  Trion is a certified minority-owned company.  For more information see our website at www.relyontrion.com.

Contact: Jeff Caponigro

Email: jeff@trionworks.com

Phone: 248-388-4981

UPS is the world's largest package delivery company and a global leader in supply chain services, offering an extensive range of options for the synchronized movement of goods, information and funds.  CBM Member Banks and Associate Members receive the following discounts from UPS:

• $1.50 off UPS Next Day Air® Letters

• 10% off UPS Next Day Air Paks and Packages

• 10% off UPS 2nd Day Air® Letter and Packages

• 20% off UPS Worldwide Express® Letter, Documents and Packages

For complete details, or to sign up, click here!

​​Contact: Barb Mackie, Great Lakes District

Phone: 517-272-3629