Credit Analyst Certification

The Credit Analyst Certification Program (CACP) is designed to address the needs of beginning credit analysts and reinforce the credit skills of current credit analysts in all aspects of credit analysis. CACP will provide credit analysts with the foundation required to be successful in commercial credit analysis and development into a possible lending position. The program starts with an understanding of accounting fundamentals, which is essential to the application of sound financial statements and credit analysis.  It then progresses into basic credit analysis to determine the five vital financial factors of each economic unit, including liquidity, leverage, asset management capability, operating performance, and cash flow. The CACP will conclude by demonstrating advanced credit analysis, including networking investment analysis utilized in short-term loan structuring, advanced cash flow analysis, financial forecasting, sustainable growth analysis, and writing an effective credit memorandum. The focus will be primarily on commercial and industrial borrowers and utilize multiple case studies to reinforce the learning process.

Credit Analyst Certification Registration